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Qonto Promo Codes for September 2026

Explore the latest Qonto Gutscheincodes, current deals, and savings on Geschäftskonto, Firmenkonto, Online Banking. We regularly review available offers, remove expired promotions, and keep this page updated for September 2026.

Qonto offers 0 coupon codes and 19 deals as of September 2026. Today's top offer: Switching Bonus: $80 Credit When Transferring Accounts. Codes are verified and updated daily.

🔥 Top Qonto Discount Codes for September 21, 2026

$80
Only
Switching Bonus: $80 Credit When Transferring Accounts

Customers who transfer their existing business accounts to Qonto get an $80 credit. This bonus applies upon successful account migration.

25%
OFF
Corporate Cards: Reduced Annual Fees for First Year

New sign-ups for Qonto corporate cards receive a reduction on their annual fees for the initial year. This lowers initial costs.

50%
OFF
Stammkapital-Einzahlung: Waived Fees for New Businesses

New businesses making a Stammkapital-Einzahlung through Qonto can have their associated fees waived. This supports company formation.

30%
OFF
Startup Offer: 3 Months Free on Select Plans

Qualifying startups can get three months of Qonto service without cost. This offer is tied to specific business plan selections.

Up to
20%
OFF
Partner-Angebote: Up to 20% Off Select Third-Party Services

Qonto users can receive up to 20% off on select services from partner companies. This provides additional value to customers.

25%
OFF
Rechnungsstellung Feature: Free for First 60 Days

The Rechnungsstellung feature is available without charge for the initial 60 days. This allows users to create invoices freely.

Free Trial
Free Trial Phase for All New Qonto Accounts

All new Qonto business accounts come with a free trial period. This allows users to explore features before committing.

50%
OFF
GmbH Gründungskonto: Special Offer for New Companies

Businesses establishing a GmbH Gründungskonto can access a special introductory rate. This supports new company formation.

35%
OFF
Visa Cards for Employees: Reduced Issuance Fees

Companies ordering Visa cards for their employees benefit from reduced issuance fees. This lowers the cost of providing corporate cards.

$50
Only
Referral Bonus: Get $50 for Each Friend Who Joins

Earn a $50 bonus for every new customer referred who signs up. The referred friend must complete their account setup.

45%
OFF
Cashflow Management: 30-Day Free Access

Gain free access to Qonto's Cashflow Management tools for 30 days. This assists businesses in tracking their finances.

45%
OFF
UG Gründungskonto: Discounted Setup for Startups

Startups opening a UG Gründungskonto receive a reduced setup fee. This assists in initial business operations.

40%
OFF
Qonto Business Account: First 3 Months Free for SMEs

Small and medium-sized enterprises can open a Qonto business account and receive their first three months free. This offer supports new businesses.

20%
OFF
April Promotion: Reduced Rates on Business Accounts

Access discounted rates on various Qonto business accounts throughout April. This seasonal promotion provides cost savings.

15%
OFF
DATEV Integration: Complimentary Setup Service

Receive a complimentary setup service when integrating DATEV with your Qonto account. This simplifies accounting processes.

Referral
October Deal: Bonus Credit for New Referrals

In October, receive an enhanced bonus credit for every successful customer referral. This is a limited-time seasonal offer.

30%
OFF
Firmkredit Options: Lower Interest Rates for New Applicants

New applicants for a Qonto Firmkredit may qualify for lower introductory interest rates. This makes business financing more accessible.

Bundle
Accounting Tool Bundle: Free Integration Services

Receive complimentary integration services when bundling an accounting tool with your Qonto account. This streamlines financial management setup.

15%
OFF
Business Plan Discount: Reduced Fees for Annual Subscriptions

Customers opting for an annual business plan subscription receive a discount on their overall fees. This provides savings compared to monthly payments.

Customer Reviews

4.5
Average Rating
2
Total Reviews
Shane
★★★★★
2 months ago

Consistently reliable business banking

I've been using Qonto for a couple of years now for my freelance work. I started with their basic business account and it's always been solid. This time, I added an extra Unterkonto with its own IBAN for a new project, which was easy enough to do. Their Spesenmanagement tools have been a lifesaver, really helps with keeping track of things. Transfers are always quick, no hiccups there. It's why I keep coming back, honestly.

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Rachel Z.
★★★★☆
2 months ago

Good value for a new business

I was setting up my GmbH and needed a reliable business account without breaking the bank. The 3 months free offer Qonto had was a big draw. Setting up the GmbH Gründungskonto was pretty straightforward, took 5 days for everything to be confirmed. The online banking works well and the virtual cards are useful. Overall, it felt like a smart move for the money.

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Qonto Community Discussion

Share tips, ask questions & help fellow shoppers save more

S
Steuer_Fuchs
3 days ago

Qonto mit DATEV Integration - klappt das reibungslos?

B Buchhaltungs_Bärbel 2 days ago ✓ Best Answer
Bei uns läuft das super. Der Steuerberater ist happy.
15
S Steuer_Fuchs 2 days ago
Puh, gut zu wissen. Das ist mir wichtig.
2
O Office_Manager_Mona 2 days ago
Hatte anfangs kleine Probleme mit den Exporten, aber nach einem Update ging es.
2
29 Responses (2) Views (77)
N
NewBizGuy
2 weeks ago

Hat jemand schon den Qonto Neukunden Rabatt genutzt?

S Software_Mike 2 weeks ago ✓ Best Answer
Ich hab den 3 Monate kostenlos Deal bekommen. War super am Anfang.
6
B BizStarter_23 2 weeks ago
Wie hast du den gefunden? Über die Website?
4
S Software_Mike 2 weeks ago
Ja, war direkt auf der Homepage als ich mich angemeldet hab.
5
O OldSchoolBiz 2 weeks ago
Gibt es auch einen für Bestandskunden? Finde nie was.
1
27 Responses (2) Views (93)
T
TechTobi
2 weeks ago

Qonto vs. Finom - welche Erfahrungen habt ihr gemacht?

D Digital_Franz 2 weeks ago ✓ Best Answer
Finde Qonto stabiler und die App ist besser. Finom hatte ein paar Bugs bei mir.
8
C Consultant_CFO 2 weeks ago
Kann ich bestätigen, Qonto fühlt sich professioneller an.
7
B Budget_Ben 2 weeks ago
Finom ist günstiger, wenn man nur das Nötigste braucht. Kommt drauf an, was man will.
8
14 Responses (2) Views (67)
C
CashFlow_Klaus
1 week ago

Kann ich bei Qonto Bargeld einzahlen?

A Accountant_Anna 1 week ago ✓ Best Answer
Nein, direkt nicht. Musst du über ein anderes Konto machen und dann überweisen.
20
B Banker_Bob 1 week ago
Ja, das ist bei vielen dieser Online-Banken so.
4
C CashFlow_Klaus 1 week ago
Schade, das ist ein Minuspunkt für mich.
4
N NewBiz_Nico 1 week ago
Hab gehört, es gibt Partner, wo das gehen soll, aber habs selbst noch nicht getestet.
6
7 Responses (2) Views (28)
A
Anna_K_22
3 weeks ago

Qonto Kontoeröffnung - wie schnell geht das wirklich?

M Markus_GmbH 3 weeks ago ✓ Best Answer
Bei mir dauerte es zwei Tage, aber ich hatte auch alle Unterlagen direkt parat.
14
P Petra_Biz 3 weeks ago
Ja, wichtig ist, dass die Dokumente passen. Sonst zieht sichs.
5
S StartUpDude 3 weeks ago
Echt? Meins ging in unter 24h. War mega überrascht.
8
C Creative_Hub 3 weeks ago
Hat bei mir fast eine Woche gedauert wegen einer Rückfrage zu einem Dokument.
0
7 Responses (2) Views (21)
G
Growth_GmbH
11 hours ago

Wie sind die Qonto Firmenkredit-Angebote?

H Handwerks_Hannes 8 hours ago ✓ Best Answer
Ich hab einen kleinen Kredit für Equipment bekommen, ging ziemlich fix. Konditionen waren okay.
19
H Handwerks_Hannes 7 hours ago
Ein paar Tage nach dem Antrag war das Geld da.
0
G Growth_GmbH 7 hours ago
Was heißt fix? Tage? Wochen?
3
G Großprojekt_Gerd 8 hours ago
Für uns war der Betrag zu klein, aber für kleinere Sachen sicher gut.
10
6 Responses (2) Views (126)
H
HelpNeeded_GmbH
1 week ago

Wie ist der Qonto Kundenservice so?

O Office_Olli 1 week ago ✓ Best Answer
Per Chat meistens schnell und hilfsbereit.
6
S SmallBiz_Sven 1 week ago
Ja, der Chat ist top. Telefonisch hab ich noch nie gebraucht.
5
C Creative_Kathi 1 week ago
Ich hatte mal eine längere Wartezeit per E-Mail, aber das war ein komplexeres Thema.
3
6 Responses (2) Views (61)
R
Referral_Ralf
7 hours ago

Hat jemand Erfahrung mit dem Freunde werben Programm bei Qonto?

H Happy_Harald 5 hours ago ✓ Best Answer
Ja, hab einen Freund geworben. Wir haben beide den Bonus bekommen, war easy.
20
N Newbie_Nelly 5 hours ago
Wieviel bekommt man da?
3
H Happy_Harald 4 hours ago
Das wechselt, aber meistens ist es ein Gutschein oder ein Freimonat.
2
P Promo_Pete 5 hours ago
Muss man da einen bestimmten Link nutzen?
11
4 Responses (2) Views (138)

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